YO Protocol

YO Protocol receives a B- risk grade (32/100) from Hindenrank, where lower scores indicate lower risk. Lower-moderate risk — sophisticated risk management and strong funding, but 40+ protocol integrations multiply smart contract exposure significantly YO Protocol is a multi-chain yield optimizer that automatically moves your crypto across 40+ DeFi protocols to find the best risk-adjusted returns. With $54M in deposits and $24M in total funding from Foundation Capital, Coinbase Ventures, and others, it offers vaults for ETH, USD stablecoins, BTC, EUR, and gold. Its proprietary 'DeFi Graph' monitors risks across 5 levels of protocol dependencies and can trigger automatic withdrawals. Uniquely, YO charges zero fees to depositors.

The key risks identified for YO Protocol are: (1) Your money is spread across 40+ DeFi protocols on multiple blockchains — if any single one gets hacked, you lose whatever portion was allocated there (2) The risk monitoring system ('DeFi Graph') is complex and unproven in a real crisis — it might not catch cascading failures fast enough during extreme market events (3) YO charges zero fees right now, which sounds great, but the protocol needs to eventually make money somehow — future monetization changes could impact your returns

YO Protocol scores 32/100 across eight risk dimensions: Mechanism Novelty: 6/15, Interaction Severity: 6/20, Oracle Surface: 4/10, Documentation Gaps: 1/10, Track Record: 4/15, Scale Exposure: 3/10, Regulatory Risk: 4/10, Vitality Risk: 4/10. The highest risk area is Mechanism Novelty at 6/15.

Among 112 rated Yield protocols on Hindenrank, YO Protocol ranks #35 by safety (lowest risk score = safest). Its 32/100 risk score and B- grade place it among the safer Yield protocols.

YO Protocol scores 4/15 on the Track Record risk dimension, indicating some history of security incidents or exploits. Higher scores reflect more severe or frequent incidents. Review the full risk report for details.