Lending Protocol Risk Ratings

Lending and borrowing protocols. Critical risk areas: oracle-dependent liquidation, interest rate model stability, and bad debt accumulation.

Protocols

90

Avg Risk Score

37/100

Total TVL

$40.2B

Safest Lending Protocols

1Tectonic logoTectonicB2Exactly Protocol logoExactly ProtocolB3Capyfi logoCapyfiB

Best Value Lending Protocols

1Aave V3 logoAave V3B+2Aave V2 logoAave V2B3Compound V3 logoCompound V3B

Popular Comparisons

Aave V3 vs MorphoAave V3 vs Spark ProtocolAave V3 vs JustLend
ProtocolRiskValueTVL
Tapioca logoTapiocaSafety →Investment →
D+
D-
$10M
Abracadabra logoAbracadabraSafety →Investment →
D+
C
$8M
Radiant Capital logoRadiant CapitalSafety →Investment →
D+
F
$2M
YieldBlox logoYieldBloxSafety →Investment →
D+
D
$50,000
Aave V3 logoAave V3Safety →Investment →
C-
B+
$13.9B
Maple Finance logoMaple FinanceSafety →Investment →
C-
C
$1.6B
Venus Protocol logoVenus ProtocolSafety →Investment →
C
C+
$1.2B
Amber Finance logoAmber FinanceSafety →Investment →
C
D-
$157,000
Loopscale logoLoopscaleSafety →Investment →
C
D-
$86M
Alpaca Finance 2.0 logoAlpaca Finance 2.0Safety →Investment →
C
D-
$13M
Native Credit Pool logoNative Credit PoolSafety →Investment →
C
D+
$41M
Moonwell logoMoonwellSafety →Investment →
C
D+
$48M
Nostra Finance logoNostra FinanceSafety →Investment →
C
C+
$55M
Euler Finance logoEuler FinanceSafety →Investment →
C
C+
$337M
HypurrFi Pooled logoHypurrFi PooledSafety →Investment →
C
D+
$31M
Ion Protocol logoIon ProtocolSafety →Investment →
C
B-
$30,000
Wildcat Protocol logoWildcat ProtocolSafety →Investment →
C
C-
$14M
Anvil logoAnvilSafety →Investment →
C
C-
$20M
MetalX Lending logoMetalX LendingSafety →Investment →
C
D
$32M
3jane Lending logo3jane LendingSafety →Investment →
C+
D
$150,325
Avalon Labs logoAvalon LabsSafety →Investment →
C+
C-
$3M
Hydration Lending logoHydration LendingSafety →Investment →
C+
D+
$38M
Liqwid logoLiqwidSafety →Investment →
C+
C-
$26M
Rhea Lend logoRhea LendSafety →Investment →
C+
C-
$68M
Curvance logoCurvanceSafety →Investment →
C+
C+
$50M
Folks Finance xChain logoFolks Finance xChainSafety →Investment →
C+
C
$11M
Compound V2 logoCompound V2Safety →Investment →
C+
C-
$139M
TermMax logoTermMaxSafety →Investment →
C+
C-
$66M
Zest logoZestSafety →Investment →
C+
C-
$83M
Jupiter Lend logoJupiter LendSafety →Investment →
C+
B-
$885M
Templar Protocol logoTemplar ProtocolSafety →Investment →
C+
D-
$21M
Vesu logoVesuSafety →Investment →
C+
D-
$23M
Fira logoFiraLimited DataSafety →Investment →
C+
D+
$11M
JustLend logoJustLendSafety →Investment →
C+
D
$3.6B
Kamino Finance logoKamino FinanceSafety →Investment →
C+
C+
$1.5B
Marginfi logoMarginfiSafety →Investment →
C+
C-
$40M
Taker Protocol logoTaker ProtocolSafety →Investment →
C+
D-
$50M
Vaulta REX logoVaulta REXSafety →Investment →
C+
C
$34M
Curve Llamalend logoCurve LlamalendSafety →Investment →
C+
B
$72M
Echo Lending logoEcho LendingSafety →Investment →
C+
D-
$144M
EtherFi Borrowing Market logoEtherFi Borrowing MarketSafety →Investment →
C+
C
$166M
Folks Finance Lending logoFolks Finance LendingSafety →Investment →
C+
C-
$28M
Lista DAO logoLista DAOSafety →Investment →
C+
C-
$582M
Navi Protocol logoNavi ProtocolSafety →Investment →
C+
C-
$162M
ZeroLend logoZeroLendSafety →Investment →
C+
C-
$4M
Alchemix logoAlchemixSafety →Investment →
B-
C-
$79,490
dForce logodForceSafety →Investment →
B-
D+
$1M
Inverse Finance FiRM logoInverse Finance FiRMSafety →Investment →
B-
D+
$23M
Neverland logoNeverlandSafety →Investment →
B-
C-
$38M
Aries Markets logoAries MarketsSafety →Investment →
B-
C+
$10M
Dolomite logoDolomiteSafety →Investment →
B-
C-
$139M
Fluid logoFluidSafety →Investment →
B-
C+
$746M
Fraxlend logoFraxlendSafety →Investment →
B-
C+
$34M
Gearbox Protocol logoGearbox ProtocolSafety →Investment →
B-
C+
$33M
Joule Finance logoJoule FinanceSafety →Investment →
B-
D-
$262,000
Suilend logoSuilendSafety →Investment →
B-
C+
$147M
40 Acres logo40 AcresSafety →Investment →
B-
C-
$28M
Aave V2 logoAave V2Safety →Investment →
B-
B
$136M
Ajna Protocol logoAjna ProtocolSafety →Investment →
B-
C-
$587,000
BEND logoBENDSafety →Investment →
B-
D
$11M
Morpho logoMorphoSafety →Investment →
B-
C
$6.6B
Save logoSaveSafety →Investment →
B-
C-
$81M
Seamless Protocol logoSeamless ProtocolSafety →Investment →
B-
C
$19M
Clearpool logoClearpoolSafety →Investment →
B-
C
$36M
Spark Protocol logoSpark ProtocolSafety →Investment →
B-
B
$3.6B
Tropykus RSK logoTropykus RSKSafety →Investment →
B-
D-
$10M
Tydro logoTydroSafety →Investment →
B-
D
$209M
YeiLend logoYeiLendSafety →Investment →
B-
C-
$15M
Blend Pools V2 logoBlend Pools V2Safety →Investment →
B-
D
$111M
Granite logoGraniteSafety →Investment →
B-
D+
$16M
Kinetic logoKineticSafety →Investment →
B-
D-
$61M
Lista Lending logoLista LendingSafety →Investment →
B-
C
$582M
Aave Aptos logoAave AptosSafety →Investment →
B-
B
$10M
Benqi logoBenqiSafety →Investment →
B-
B-
$113M
Compound V3 logoCompound V3Safety →Investment →
B-
B
$1.4B
Echelon logoEchelonSafety →Investment →
B-
C
$29M
HyperLend logoHyperLendSafety →Investment →
B-
D
$354M
Ionic Protocol logoIonic ProtocolSafety →Investment →
B-
C-
$2M
Project 0 logoProject 0Safety →Investment →
B-
D-
$46M
Silo Finance logoSilo FinanceSafety →Investment →
B-
C+
$28M
Bonzo Finance logoBonzo FinanceSafety →Investment →
B-
D+
$16M
Flux Finance logoFlux FinanceSafety →Investment →
B-
F
$42M
Notional Finance logoNotional FinanceSafety →Investment →
B-
C+
$3M
Scallop logoScallopSafety →Investment →
B-
D+
$22M
Colend Protocol logoColend ProtocolSafety →Investment →
B
C-
$2M
Kava Lend logoKava LendSafety →Investment →
B
C-
$11M
AlphaLend logoAlphaLendSafety →Investment →
B
D+
$73M
Capyfi logoCapyfiSafety →Investment →
B
D-
$26M
Exactly Protocol logoExactly ProtocolSafety →Investment →
B
C
$3M
Tectonic logoTectonicSafety →Investment →
B
D-
$122M

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